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Shariah-Compliant Litigation Funding

14 TARGET RETURN OF UP TO 14% P.A.

THROUGH DUAL WAKALA STRUCTURE
Justice Through Halal Investment
Scholar-approved by Mufti Faraz Adam

THE OPPORTUNITY

The Market

Access the £9bn+ UK litigation funding market.

The GAP

We are the first Shariah-compliant litigation funding solution in the UK.

The AUDIENCE

Serving the 2.5m+ UK Muslims seeking competitive, halal investment options.

The Seven Stars Advantage

Institutional Backing: Part of the Seven Stars Group with a £44 million+ total loan book and 56,000+ successfully funded claims.

Proven Expertise: Full benefit of the group’s institutional heritage, proven due diligence systems, and established law firm relationships.

Pure Structure: A separate, Shariah-compliant entity with no commingling with conventional operations.

How It Works

  1. You appoint Seven Stars Amanah Justice as your agent (Wakala 1). Your capital is earmarked to a specific law firm mandate — it is not pooled with other investors.
  2. Seven Stars Amanah Justice appoints a UK law firm as sub-agent (Wakala 2). The law firm deploys capital into permitted litigation activities: disbursements, court fees, expert reports, case acquisition costs, and After The Event insurance premiums where required to protect claimants from adverse costs.
  3. Cases are litigated and settled. The law firm manages claims on behalf of consumers seeking justice for housing disrepair, financial mis-selling, and other civil wrongs.
  4. Proceeds flow back through the waterfall. Capital is returned first, then distribution costs, then Seven Stars Amanah Justice’s agency fee, then your target return, then the law firm’s base fee, and finally the law firm’s performance incentive.
  5. At maturity, your earmarked proceeds are distributed to you.

Shariah Compliance

  • Pure agency structure: No commodity trading. Capital flows directly through agency mandates into real litigation activity. Returns derive from genuine economic activity, not manufactured trade transactions.
  • No riba: Seven Stars Amanah Justice earns an agency fee (ujrah) for services rendered. The law firm earns a base fee and performance incentive. No interest is charged or received at any stage.
  • Genuine risk sharing: Investors bear case risk. Agents earn fees for services rendered. There is no guaranteed return.
  • Maslaha (public interest): The underlying activity funds access to justice for consumers across housing disrepair, financial mis-selling, and other civil claims. This serves the Islamic principle of justice and protection of the weak.
  • Scholarly certification: Certified by Amanah Advisors (Mufti Faraz Adam). Annual Shariah audit.

KEY INVESTMENT TERMS

Structure: Dual Wakala (agency)
Term: 36 months
Minimum Investment: £50,000
Target Return: Up to 14% p.a.
Seven Stars Amanah Justice Fee: 5% p.a. ujrah (agency fee)
Law Firm Fee: 3% p.a. base ujrah + performance incentive
Currency: GBP
Earmarking: Capital allocated to specific law firm mandates — not pooled
Regulatory Status: Not FCA regulated. Not a CIS or AIF.
Shariah Advisor: Amanah Advisors (Mufti Faraz Adam)

WHAT IF SOMETHING GOES WRONG?

If a law firm breaches its agency mandate — through negligence, misconduct, or failure to comply with the terms — SSAJ can void the arrangement and enforce security to recover your capital and documented out-of-pocket costs.

However, you should be aware that in a breach scenario, you would recover your invested capital and actual expenses, but not the returns you would otherwise have expected to earn. The time value of your capital during the period it was deployed is not recoverable.

SSAJ mitigates this risk through rigorous law firm selection, ongoing monitoring, mandatory reporting, and a security package that can only be enforced upon a defined breach event.

Get in Touch

For the full documentation and Shariah certificate:

Email: hello@7saj.legal | Phone: +44 2073 057 258

Eligibility Notice: This investment is a financial promotion available only to High Net Worth Individuals, Sophisticated Investors, and Investment Professionals who understand and accept the risks.

Important Risk Warning: Capital at risk: You may lose some or all of your investment. There is no capital guarantee or protection.
Not FCA regulated: Seven Stars Amanah Justice is not authorised or regulated by the Financial Conduct Authority.
No FSCS coverage: This investment is not protected by the Financial Services Compensation Scheme.
Returns not guaranteed: The target return of up to 14% p.a. is an objective only and is not guaranteed. In the event of agent breach, investors may recover capital and documented expenses but not expected returns.
Illiquidity: This is a 36-month fixed term investment. Early withdrawal is not permitted.
Concentration risk: Your capital is allocated to specific law firm mandates. Performance depends on those mandates.
Insurance: After the Event (ATE) insurance will be obtained where required to protect claimants from adverse costs orders as a requirement of litigating. ATE protects the claimant, not your investment.
This investment is only suitable for eligible investors who understand and accept these risks.